mathewowens

Income Disparity, our Political System and Occupy Wall Street

As far as media and the typical American household are concerned, it would appear that dinner table conversations are limited to unemployment rates and mob mentality depictions of Occupy Wall Street demonstrations. Even self-dubbed business programs purpo... Read >

How To Spend $9 Trillion Over 10 Years

In the year 2001, the national debt stood at $5.8 trillion. Today that figure has more than doubled to $14.3 trillion. This $9 trillion increase over the past ten years can be attributed to government expenses, particularly with the 2001 and 2003 tax cuts... Read >

An Evolving Real Estate Market: The New Normal

With historically low mortgage interest rates accompanying super-low prices and a considerable supply of homes on the market, there is no better time to buy a home. In order to be successful it is essential to not think simply in terms of a shift... Read >

Banks Try And Say They Are increasing Capital Buffers To Acceptable Level, But Are They Really?

There has been major debate lately regarding the financial stability of the banks. Given the large bail out of the banks coming from taxpayer money and the massive under capitalization of some of the major banks it is apparent that there is a huge need f... Read >

The 401(K) Are For People Who Plan To Be Poor When They Retire

Most of the population still believes in old financial philosophies that are no longer relevant and reliable. The vast majority of the working public thinks investing is risky and you should invest in mutual funds, diversify in stocks and bonds and hand ... Read >

Why Invest In Memphis Tennessee Real Estate

People constantly ask me how to choose a market to invest in and what factors must be considered before investing This is a very important question as real estate is very much market specific. It is crucial to analyze the market you are interested in. J... Read >

The Importance Of Cash Flow Investing

There is a common argument in the investment community between people that invest in lump sum pay outs or those that focus on cash flow returns. I believe there are many reasons to concentrate on investments that produce cash flow on a monthly or quarterl... Read >

Top 5 Reasons to Invest in Real Estate Instead of Paper Assets

(1) CONTROL - Many money managers will advise you to diversify your investments in paper assets such as mutual funds and cd's. Yet as investors search for investments with lower risk, they increase the level of risk for themselves by investing mainly in m... Read >

Five Reasons Why The California Real Estate Market Will Decline Even Further

When I talk to people about California real estate prices and what their opinion is of the market I get a few typical answers. - The California market is going to be great in the long run. It always goes up in value. - California real estate is going ... Read >

CNN Money Says Memphis Tennessee Is One Of The Most Affordable Retirement Locations

There is so much positive information going around about the Memphis Tennessee real estate market lately its staggering. From the influx of Electrolux, the appliance manufacturing company, to Mitsubishi opening a manufacturing plant in Tennessee bringing... Read >

Savers Are Losers! The Top 7 Reasons You Need To Protect Your Retirement From The Upcoming Storm

There is so much instability in the current economy. The writing is on the wall for major changes in the U.S. over the next 10 years, and the global economy will also see major changes. The old ways of thinking which include investing in mutual funds, st... Read >

Top 10 Reasons Why You Should Self-Direct Your Retirement Instead Of Investing In Mutual Funds

There are thousands of so called financial advisors that tell you that you should invest in mutual funds, money market accounts, stocks, bonds and life insurance policies and diversify your retirement portfolio. This is some of the worst financial advice... Read >

A Title Wave Of Economic Instability Is Coming To Wipe Out Your Retirement Savings Even Further

Are you worried about massive inflation, if social security is going to be enough for you to retire, if your retirement savings is going to last you throughout your later years, well you’re not alone. The vast majority of retires are very concerned with ... Read >

Top 10 Keys To Successful Real Estate Investments

When dealing with real estate investments there are many steps to go through before investing. Here are my top 10 keys to a successful real estate investment. (1) Education - If you are not experienced in real estate investments the very first thin... Read >

Most Real Estate Investors Invest Incorrectly

Most real estate investors invest incorrectly or at a higher risk level than needed. As we have just seen through this gigantic mortgage fiasco and the failing of multiple banks most people buy properties with the hope that they will go up in value over ... Read >